"Ist sie eine Freundin?"
I don't know for sure that it's the same in German but in French you can tell whether someone is referring to a female friend or girlfriend (or male friend vs boyfriend) by whether they say 'a friend/a friend of mine' (one of several friends and so not romantic) or 'my/your friend' (the possessive article indicating girlfriend/boyfriend) -could be similar here
Someone like Christian will be able to give you a definitive answer. I've just got opinions.
To me, it most certainly could also mean just "friend". I think, like you suggested, it is ambiguous when just given this sentence by itself. In real-life, hopefully you could decide which way made the most sense based on whatever conversation surrounds it.