"We need to have a business plan."

Translation: Нам треба мати бізнес-план.

[asuntree]

Нам потрібен бізнес план should also be accepted

[skstudio]

Missing alternative translation should be reported using "Report Problem" button, then they have more chances to be added.

[sagitta145]

That would be simply "We need a business plan", you missed "to have".

[BarryLord1]

But what's the difference in English between need and need to have? As a native speaker of English, I am struggling to see a difference.