"I go out to the bank every month."
When some kanjis comes together pronunciation can change, maybe. I'm not really sure
The basic rule is that the Kanji compounds will use the On-Yomi (音読み) reading, and that Kanji when standing on their own or with Okurigana (Hiragana suffixes use the Kun-Yomi (訓読み) reading.
Even though the rule is basic, there are many exceptions to them and that is why most of the times you’ll have to learn the Japanese words the exact way they are pronounced: for example, the 年 is pronounced「ねん」(On-Yomi) in examples like 再来年, 来年, 去年, 何年... but in 今年 it takes a sudden turn and is read as 「とし」using its Kun-Yomi.
The english is bad.. No one ever says the are going out to the bank......jk