do i pronounce the -t at the end? is this word pronounced the same as the arabic word for chapter (surah/surat)?
Yes, you pronounce the "t" at the end of "surat", but gently. Sorry, I'm not a linguistics person, but I hope that helps!
what is the malay word for verse (of the bible/quran)?
I believe it's "surah". Very similar to "surat", but you can usually tell them apart based on your surroundings. Indonesia has borrowed a lot of words from Arabic.
I think "verse" in Bahasa is ayat, verse is the part of the surah. Is surah in English "chapter"?
yes surah means chapter. sorry meant ayah/ayat.