I think "gambar" can also be a drawing, as well as a picture or an image.
I'm curious, What would be the difference between "picture of a bear" and "bear's picture" when referring to the translation "gambar beruang"?
"Beruang" is a pun, meaning "a bear" and "have money" (prefix "ber-" + noun "uang" as money). Check out your dictionaries!
So, this sentence suggests that "kamu" is an animal lover or loves money.