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The ter prefix makes a verb passive when it's accidental but the tips don't really explain it too well. From a quick google search, it seems like a better way of putting it might be to think of the ter prefix as being present when the verb is focussed on the result, or when the verb is in a completed stage. (when not attached to an adjective).
Ter- makes an action passive and accidental - sthg happened to 'me' /to s. o. - I /he couldn't help it...
so here terjatuh is to fall by accident I didn't mean to fall, it just happened, it was out of my control.
In French official excuses always contain 'pour des raisons de force majeure' (for reasons of force majeure) I imagine one could write indonesian excuses with a lot of ter- words.