https://www.duolingo.com/profile/Todocat

Random Japanese Fact of the Day Prt.36

Japan has the second highest life expectancy in the world (First is Monaco, a microstate on the French Riviera in Western Europe) . They are very healthy people and exercise regularly. On average men will live until their 81 years old and women 87 years old. This is causing a crisis in Japan because there’s a lack of childbirth also. Now there are more seniors than children and this is causing a problem for the Japanese economy. Apparently, Japan sells more adult diapers than children’s – how fascinating and problematic at the same time!

June 22, 2019

25 Comments


https://www.duolingo.com/profile/MK5Eu9

The government assured us that they will give us pension forever even we live up to 100. The workers has been paying expensive national pension premiums every month and suddenly, 2 weeks ago, the government changed their mind and announced that the citizens has to at least save 20 million yen(approx USD 200,000) to prepare for retirement coz they don’t have enough money to pay us... we’re doomed.

June 23, 2019

https://www.duolingo.com/profile/FelipeReisSilva

Never trust the government

June 24, 2019

https://www.duolingo.com/profile/woolfool

Can you tell us a bit more about the Japanese pension system? I'm really interested.

June 23, 2019

https://www.duolingo.com/profile/miku632284

日本では当初は60歳から年金をもらえることになっていました。 ところが今後は65歳からになります。ここからは私見ですが、その人達が65歳に近ずくとおそらく70歳から支給開始となり、70歳に近ずくと75歳から支給開始になると心配しています。要するに死ぬまで働いて年金をもらえないということです。政府は年金制度は100年安心だと言っていますが、信用はされていません。なぜなら財源がないのです。

July 1, 2019

https://www.duolingo.com/profile/MK5Eu9

Well, I don’t know if I can explain everything since the system is quite complicated and I know that I don’t know everything. Here, I’ll explain the basics.

Basically, Japanese “National Pension Insurance System” is compulsory for all the Japanese citizen age between 20-60 to be covered. If you are employed, you are also obligated to be covered by “Employee’s Pension Insurance System”.
The premium for annuity insurance are about ¥16,000/mth for the former one and 18.3% of their salary for the later one, in 2019. (rate changes yearly) Those rates have been raising almost every single year since the current pension system has been established. FYI, In 1980 the rate was ¥3,770 and 10.6%.

The collected funds will be entrusted to the “Government Pension Investment Fund(GPIF)” by the government. As you see from their name, GPIF makes investment on the market to increase the funds. Sometimes they succeed, sometimes they fail.

Citizens can claim their pension when you are 65. (when the system was established, it was 55) The receiving amount depends on the “cost of living rate” on the year you receive, so when you are still 20, you don’t know how much you are going to get in the future. Those money you received are paid by the younger current workers.
As you see, the birth rate is decreasing year by year, there’s more and more burden per worker increasing every year.
I’m guessing by the time I receive pension, the possible claiming age will be 90...the government has to deliver the money to my grave, where I sleep...

And yes, as alssU4 says, I wonder what your mothertongue is;)

July 1, 2019

https://www.duolingo.com/profile/alsmord

I see you are learning many languages but... What's your mothertongue?

June 24, 2019

https://www.duolingo.com/profile/NlNJAGAlJlN

MK5Eu9, I always appreciate reading your added insights. Thanks!

June 24, 2019

https://www.duolingo.com/profile/ExtSokcN

I have the feeling that something like this will come in more countries where not so many children are born while people tend to live longer. My country is struggling a while now because they expected way more children to be born. Normally they should use he money for the retired that they themselves have paid, but its no where near enough (people are getting older and somehow money tends to go at random places) and there are too few young ones pumping money into the system.

June 29, 2019

https://www.duolingo.com/profile/RuwaydaAtH

How fascinating! Love your posts, Todocat! XD

June 22, 2019

https://www.duolingo.com/profile/Todocat

Thanks, I really appreciate it ^-^

June 22, 2019

https://www.duolingo.com/profile/MarkTheArtist

It started off greatly and ended quite sadly. :/ Thanks for the daily facts though! They're very interesting to read!

June 23, 2019

https://www.duolingo.com/profile/FelipeReisSilva

You like jazz?

June 24, 2019

https://www.duolingo.com/profile/Garanthrasio

yeah

June 26, 2019

https://www.duolingo.com/profile/pemechii

Your Japanese facts are always very interesting. I really like to read them! :)

June 23, 2019

https://www.duolingo.com/profile/WADIYA_PRESIDENT

here linggot again for you

June 24, 2019

https://www.duolingo.com/profile/Deleted_Z

Very intriguing...

I love your post's. Always interesting, and fun to read!

June 23, 2019

https://www.duolingo.com/profile/Jayda85538

I have no idea what to say...

Also, love your pfp! I recently started watching the anime and I'm about halfway through the first season

June 23, 2019

https://www.duolingo.com/profile/St3pka

it's quite a nice anime, I recommend you Mob Psycho 100, if u haven't seen it yet

probably the best anime in 2019 (2nd season)

June 24, 2019

https://www.duolingo.com/profile/Mike899735

And unfortunately one of the world's worst suicide rates as well

June 24, 2019

https://www.duolingo.com/profile/MoviaCarro

Wow, what interesting fact. PLease continue to share.

June 24, 2019

https://www.duolingo.com/profile/g4b0t0
  • 1087

Thank you

June 25, 2019

https://www.duolingo.com/profile/Molly.Pye

this is so interesting wow.. it is sad about the childbirth crisis though :( thank you for the facts!

June 25, 2019

https://www.duolingo.com/profile/Mr.Sonnyboy

Cool

June 25, 2019

https://www.duolingo.com/profile/demonishdude19

huh, i think i knew that actually. isn't that so amazing that japan's citizens can live for so long?! also, on a side note, i really like your icon picture!

June 26, 2019

https://www.duolingo.com/profile/alonetenno

wait thats illegal.

June 27, 2019
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