I am fine?
Thought the same. Pretty unusual to say "I am well", isn't it?
Is it the same way to say for females?
"I am good" should be accepted and sounds more natural in English (unless you want to say that you are not sick). You could say "Well" if someone asks, "How are you doing?" IMHO.
'am, the latter half of ma'am, appeared on this one, along with am. That word (as an abbrev of madam) really shouldn't be broken.
I am good should also be accepted .
On the exercise has not been read by a human, the words how are totally differents and are mistakes. Please change the sounds to read by a human.