Can we leave out minha in a casual talk?
Why not "It is..."? Like an issue, rather than a person?
I get it would be more natural to admit the "Ele" in this case, but is it possible to say it this way?
Then, "Isso" would probably be used in this case.
OK, thanks. Do you ever use "ele" or "ela" to mean "it"?
Yes, you can also use "ele/ela" for it, specially when it is related to an object or animal.
Wow, did anyone else find that reocrding incredibly fast for a 'normal' speed?
This was vorrect but marked wrong. Only one accent missing does not usually constitute an error